Specific Solutions

COACH SME

Developed as a value-added offer to your MSME clients, COACH SME strengthens the relationship with your MSME clients by helping them improve their business and financial management while deepening your understanding of their needs. This app offers MSMEs an automated and immediate diagnostic of their financial situation including a sector comparison and customized advice about how to improve the financial management of their company.

TRADE SME for Banks

An online client loyalty tool designed to be offered by financial institutions to their micro and small business customer base. This app provides MSMEs with market intelligence in the form of credit-related insights about relevant firms in their business ecosystem, including clients, suppliers, and competitors.

AGILE CREDIT ADMISSION

Designed to enhance the quality and speed of credit decision-making, this app analyzes all relevant information and presents it as an organized, summarized, and easy to comprehend dashboard, optimizing the analyst’s or account manager’s understanding of the credit decision ahead. It includes a simple qualitative module which breaks the analysts’ evaluation down in building blocks, and stores them for later follow-up. Users have seen improved decision-making and drastically improved analyst utilization rates.

Specific Solutions

Credit Assessment-as-a-service

Confidential, agile and low-cost credit assessment opinions about Micro and Small Enterprises. Robust and independent assessment opinions issued upon automated data aggregation and modeling, along with an expert Analyst opinion, both embedded in Refocal®

DIGITAL ONBOARDING

A data collection and aggregation app that allows SMEs to file a complete credit application through an online channel, including the upload of documentation, and an immediate initial analysis performed by our automated credit risk engine.

AGILE CREDIT ADMISSION

Designed to enhance the quality and speed of credit decision-making, this app analyzes all relevant information and presents it as an organized, summarized, and easy to comprehend dashboard, optimizing the analyst’s or account manager’s understanding of the credit decision ahead. It includes a simple qualitative module which breaks the analysts’ evaluation down in building blocks, and stores them for later follow-up. Users have seen improved decision-making and drastically improved analyst utilization rates.

Specific Solutions

TRADE SME for Corporates

An online credit rating tool designed to automatically and instantaneously produce a credit rating note on commercial partners (clients, suppliers, and competitors). It also provides a sectoral benchmark and personalized credit rating comments.

Credit Assessment-as-a-service

Confidential, agile and low-cost credit assessment opinions about Micro and Small Enterprises. Robust and independent assessment opinions issued upon automated data aggregation and modeling, along with an expert Analyst opinion, both embedded in Refocal®