{"id":3333,"date":"2021-05-21T09:25:08","date_gmt":"2021-05-21T09:25:08","guid":{"rendered":"http:\/\/inbonis.com\/2024\/04\/18\/cinq-raisons-dutiliser-les-notations-de-credit-dans-la-relance-publique\/"},"modified":"2025-01-06T18:37:09","modified_gmt":"2025-01-06T18:37:09","slug":"cinq-raisons-dutiliser-les-notations-de-credit-dans-la-relance-publique","status":"publish","type":"post","link":"https:\/\/inbonis.com\/es\/2021\/05\/21\/cinq-raisons-dutiliser-les-notations-de-credit-dans-la-relance-publique\/","title":{"rendered":"Cinq raisons d’utiliser les notations de cr\u00e9dit dans la relance publique"},"content":{"rendered":"

Le fonds europ\u00e9en Next Generation mobilisera 40 milliards d\u2019euros en France pour financer la relance et transformation \u00e9conomique. Dans le cadre de l\u2019octroi d\u2019aides publiques, la notation de cr\u00e9dit devrait \u00eatre utilis\u00e9e comme condition d\u2019\u00e9ligibilit\u00e9 afin d\u2019am\u00e9liorer le processus pour cinq raisons:<\/p>\n

    \n
  1. Assure la transparence et l’objectivit\u00e9: <\/strong><\/strong>Exiger une notation de cr\u00e9dit comme condition d\u2019acc\u00e8s aux pr\u00eats revient \u00e0 int\u00e9grer une condition objective et sans \u00e9quivoque qui clarifie le processus d\u2019octroi du pr\u00eat, assure l\u2019\u00e9galit\u00e9 de traitement de toutes les PME et ETI et permet aux institutions publiques de contr\u00f4ler la bonne distribution des fonds.<\/li>\n
  2. Il est plus efficace: <\/strong><\/strong>Ni l\u2019\u00c9tat ni les r\u00e9gions ne disposent de ressources suffisantes pour \u00e9valuer la solvabilit\u00e9 de toutes les PME et ETI qui demanderont un financement dans un court laps de temps.\u00a0 Le fait de subordonner le financement public \u00e0 l\u2019obtention d\u2019une notation de cr\u00e9dit r\u00e9sout ce probl\u00e8me car il lib\u00e8re des ressources publiques et acc\u00e9l\u00e8re consid\u00e9rablement le processus d\u2019octroi.<\/li>\n
  3. Elle garantit la validit\u00e9 de la proc\u00e9dure devant l’Union europ\u00e9enne: <\/strong><\/strong><\/strong>L\u2019utilisation de la notation garantit que le processus d\u2019acc\u00e8s au plan de relance public est conforme aux exigences de la Commission europ\u00e9enne concernant la viabilit\u00e9 des PME et ETI qui en font la demande. Cela permet d\u2019\u00e9viter qu\u2019\u00e0 l\u2019avenir, la justice europ\u00e9enne puisse demander la restitution de l\u2019aide fournie par l\u2019Espagne aux entreprises, comme cela s\u2019est produit en de pr\u00e9c\u00e9dentes occasions (bail fiscal espagnol).<\/li>\n
  4. R\u00e9duit les d\u00e9fauts de paiement des pr\u00eats: <\/strong><\/strong><\/strong>Les notations de cr\u00e9dit sont des opinions dynamiques, qui sont mises \u00e0 jour au fur et \u00e0 mesure que des \u00e9v\u00e9nements significatifs pour l\u2019entreprise.<\/li>\n
  5. Facilite la coop\u00e9ration entre le secteur public et le secteur priv\u00e9: <\/strong><\/strong><\/strong>L\u2019assainissement des bilans des entreprises de taille moyenne, lourdement endett\u00e9es par la pand\u00e9mie, n\u00e9cessite des partenariats public-priv\u00e9 canalis\u00e9s par des pr\u00eats participatifs, des dettes subordonn\u00e9es, des dettes seniors et des dettes convertibles. Mais pour que les gestionnaires d\u2019actifs et les grands investisseurs institutionnels puissent investir \u201cen toute s\u00e9curit\u00e9\u201d dans les PME et ETI, ils ont besoin d\u2019un avis ind\u00e9pendant reconnu par tous les acteurs du march\u00e9 financier, c\u2019est-\u00e0-dire d\u2019une notation de cr\u00e9dit.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Le fonds europ\u00e9en Next Generation mobilisera 40 milliards d\u2019euros en France pour financer la relance et transformation \u00e9conomique. Dans le cadre de l\u2019octroi d\u2019aides publiques, la notation de cr\u00e9dit devrait \u00eatre utilis\u00e9e comme condition d\u2019\u00e9ligibilit\u00e9 afin d\u2019am\u00e9liorer le processus pour cinq raisons: Assure la transparence et l’objectivit\u00e9: Exiger une notation de cr\u00e9dit comme condition d\u2019acc\u00e8s […]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3333","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"acf":[],"yoast_head":"\nCinq raisons d'utiliser les notations de cr\u00e9dit dans la relance publique - INBONIS RATING | The Credit Rating Agency for SME<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inbonis.com\/es\/2021\/05\/21\/cinq-raisons-dutiliser-les-notations-de-credit-dans-la-relance-publique\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cinq raisons d'utiliser les notations de cr\u00e9dit dans la relance publique\" \/>\n<meta property=\"og:description\" content=\"Le fonds europ\u00e9en Next Generation mobilisera 40 milliards d\u2019euros en France pour financer la relance et transformation \u00e9conomique. 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