{"id":3339,"date":"2021-05-20T09:25:08","date_gmt":"2021-05-20T09:25:08","guid":{"rendered":"http:\/\/inbonis.com\/2024\/04\/18\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/"},"modified":"2025-01-06T20:26:48","modified_gmt":"2025-01-06T20:26:48","slug":"no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company","status":"publish","type":"post","link":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/","title":{"rendered":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company"},"content":{"rendered":"<p>It is time for medium-sized companies to shed the stigma of weakness that financiers often attribute to them because of their size.<strong> Almost half of INBONIS Rating&#8217;s ratings of SMEs to date have received a BB rating (46%) and 16% have a rating equal to or higher than BBB<\/strong>. These positive ratings are better than those obtained by some well-known Ibex 35 companies.<\/p>\n<p>The INBONIS statistics also show that most of the ratings are above the average rating for Spanish SMEs, which would be B- if the default rate for bank credit is taken as a reference (4.6% in December 2020). Therefore,<strong> if a company wants to differentiate itself from the banks and attract new investors, it can use a positive credit rating as a tool to demonstrate its solvency.<\/strong><\/p>\n<p>This differentiation is decisive for its future in times like the present, when it is difficult for banks to finance SMEs because it is difficult to discern which companies are in a position to repay their debt. Companies must try to &#8220;make it easy&#8221; for the bank when asking for financing.<\/p>\n<p>Now that the worst of the pandemic is over, companies need to look to the future and, in addition to having adequate lines to manage their working capital, take advantage of new financing opportunities linked to European recovery funds and the growing interest of private capital in medium-sized companies.<\/p>\n<p>In this sense, a positive credit rating report can help to demonstrate the solvency of viable companies to investors or detect possible flaws in companies in difficulties that allow measures to be taken to improve the sale price.\u00a0 In addition, a credit rating is often essential for accessing financing supported by public funds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is time for medium-sized companies to shed the stigma of weakness that financiers often attribute to them because of their size. Almost half of INBONIS Rating&#8217;s ratings of SMEs to date have received a BB rating (46%) and 16% have a rating equal to or higher than BBB. These positive ratings are better than [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3339","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>No more preconceptions: an SME can have a better credit rating than an IBEX 35 company - INBONIS RATING | The Credit Rating Agency for SME<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company\" \/>\n<meta property=\"og:description\" content=\"It is time for medium-sized companies to shed the stigma of weakness that financiers often attribute to them because of their size. Almost half of INBONIS Rating&#8217;s ratings of SMEs to date have received a BB rating (46%) and 16% have a rating equal to or higher than BBB. These positive ratings are better than [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\" \/>\n<meta property=\"og:site_name\" content=\"INBONIS RATING | The Credit Rating Agency for SME\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-20T09:25:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-06T20:26:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"INBONIS Rating\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@inbonis_rating\" \/>\n<meta name=\"twitter:site\" content=\"@inbonis_rating\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"INBONIS Rating\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\"},\"author\":{\"name\":\"INBONIS Rating\",\"@id\":\"https:\/\/inbonis.com\/es\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb\"},\"headline\":\"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company\",\"datePublished\":\"2021-05-20T09:25:08+00:00\",\"dateModified\":\"2025-01-06T20:26:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\"},\"wordCount\":294,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/inbonis.com\/es\/#organization\"},\"articleSection\":[\"Sin categorizar\"],\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\",\"url\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\",\"name\":\"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company - INBONIS RATING | The Credit Rating Agency for SME\",\"isPartOf\":{\"@id\":\"https:\/\/inbonis.com\/es\/#website\"},\"datePublished\":\"2021-05-20T09:25:08+00:00\",\"dateModified\":\"2025-01-06T20:26:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/inbonis.com\/es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/inbonis.com\/es\/#website\",\"url\":\"https:\/\/inbonis.com\/es\/\",\"name\":\"INBONIS RATING | The Credit Rating Agency for SME\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/inbonis.com\/es\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/inbonis.com\/es\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/inbonis.com\/es\/#organization\",\"name\":\"INBONIS RATING | The Credit Rating Agency for SME\",\"url\":\"https:\/\/inbonis.com\/es\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/inbonis.com\/es\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\",\"contentUrl\":\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\",\"width\":1080,\"height\":1080,\"caption\":\"INBONIS RATING | The Credit Rating Agency for SME\"},\"image\":{\"@id\":\"https:\/\/inbonis.com\/es\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/inbonis_rating\",\"https:\/\/www.linkedin.com\/company\/inbonis\",\"https:\/\/www.youtube.com\/@InbonisRating\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/inbonis.com\/es\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb\",\"name\":\"INBONIS Rating\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/inbonis.com\/es\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g\",\"caption\":\"INBONIS Rating\"},\"description\":\"INBONIS Rating is the first credit rating agency specialising in SMEs and mid-caps registered and supervised by the European Securities and Markets Authority (ESMA). In Europe, only rating agencies accredited by ESMA can issue ratings. This accreditation allows the agency to issue rating notes on SMEs and mid-caps in any sector within the European Union.\",\"sameAs\":[\"http:\/\/www.inbonis.com\/es\"],\"url\":\"https:\/\/inbonis.com\/es\/author\/es-inbonis\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company - INBONIS RATING | The Credit Rating Agency for SME","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/","og_locale":"es_ES","og_type":"article","og_title":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company","og_description":"It is time for medium-sized companies to shed the stigma of weakness that financiers often attribute to them because of their size. Almost half of INBONIS Rating&#8217;s ratings of SMEs to date have received a BB rating (46%) and 16% have a rating equal to or higher than BBB. These positive ratings are better than [&hellip;]","og_url":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/","og_site_name":"INBONIS RATING | The Credit Rating Agency for SME","article_published_time":"2021-05-20T09:25:08+00:00","article_modified_time":"2025-01-06T20:26:48+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","type":"image\/png"}],"author":"INBONIS Rating","twitter_card":"summary_large_image","twitter_creator":"@inbonis_rating","twitter_site":"@inbonis_rating","twitter_misc":{"Written by":"INBONIS Rating","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#article","isPartOf":{"@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/"},"author":{"name":"INBONIS Rating","@id":"https:\/\/inbonis.com\/es\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb"},"headline":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company","datePublished":"2021-05-20T09:25:08+00:00","dateModified":"2025-01-06T20:26:48+00:00","mainEntityOfPage":{"@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/"},"wordCount":294,"commentCount":0,"publisher":{"@id":"https:\/\/inbonis.com\/es\/#organization"},"articleSection":["Sin categorizar"],"inLanguage":"es-ES","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/","url":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/","name":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company - INBONIS RATING | The Credit Rating Agency for SME","isPartOf":{"@id":"https:\/\/inbonis.com\/es\/#website"},"datePublished":"2021-05-20T09:25:08+00:00","dateModified":"2025-01-06T20:26:48+00:00","breadcrumb":{"@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/inbonis.com\/es\/2021\/05\/20\/no-more-preconceptions-an-sme-can-have-a-better-credit-rating-than-an-ibex-35-company\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/inbonis.com\/es\/"},{"@type":"ListItem","position":2,"name":"No more preconceptions: an SME can have a better credit rating than an IBEX 35 company"}]},{"@type":"WebSite","@id":"https:\/\/inbonis.com\/es\/#website","url":"https:\/\/inbonis.com\/es\/","name":"INBONIS RATING | The Credit Rating Agency for SME","description":"","publisher":{"@id":"https:\/\/inbonis.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/inbonis.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/inbonis.com\/es\/#organization","name":"INBONIS RATING | The Credit Rating Agency for SME","url":"https:\/\/inbonis.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/inbonis.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","contentUrl":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","width":1080,"height":1080,"caption":"INBONIS RATING | The Credit Rating Agency for SME"},"image":{"@id":"https:\/\/inbonis.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/inbonis_rating","https:\/\/www.linkedin.com\/company\/inbonis","https:\/\/www.youtube.com\/@InbonisRating"]},{"@type":"Person","@id":"https:\/\/inbonis.com\/es\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb","name":"INBONIS Rating","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/inbonis.com\/es\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g","caption":"INBONIS Rating"},"description":"INBONIS Rating is the first credit rating agency specialising in SMEs and mid-caps registered and supervised by the European Securities and Markets Authority (ESMA). In Europe, only rating agencies accredited by ESMA can issue ratings. This accreditation allows the agency to issue rating notes on SMEs and mid-caps in any sector within the European Union.","sameAs":["http:\/\/www.inbonis.com\/es"],"url":"https:\/\/inbonis.com\/es\/author\/es-inbonis\/"}]}},"_links":{"self":[{"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/posts\/3339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/comments?post=3339"}],"version-history":[{"count":1,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/posts\/3339\/revisions"}],"predecessor-version":[{"id":3469,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/posts\/3339\/revisions\/3469"}],"wp:attachment":[{"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/media?parent=3339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/categories?post=3339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inbonis.com\/es\/wp-json\/wp\/v2\/tags?post=3339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}