{"id":3321,"date":"2021-05-17T09:25:08","date_gmt":"2021-05-17T09:25:08","guid":{"rendered":"http:\/\/inbonis.com\/2024\/04\/18\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/"},"modified":"2025-01-06T20:26:32","modified_gmt":"2025-01-06T20:26:32","slug":"los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa","status":"publish","type":"post","link":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/","title":{"rendered":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa"},"content":{"rendered":"<p><a title=\"INBONIS RATING | Primera agencia de rating especializada en pymes de Europa\" href=\"https:\/\/inbonis.com\/es\/\">Tras la crisis econ\u00f3mica de 2008, en las que las grandes agencias de calificaci\u00f3n jugaron un papel m\u00e1s que cuestionable<\/a>, la Uni\u00f3n Europa estableci\u00f3 una rigurosa legislaci\u00f3n, la m\u00e1s dura del mundo, para asegurar la independencia y objetividad de sus calificaciones.<\/p>\n<p>De acuerdo con la normativa europea, para poder operar en el territorio com\u00fan y conseguir su registro por la Autoridad Europea de Valores y Mercados (ESMA, por sus siglas en ingl\u00e9s), las agencias de calificaci\u00f3n o agencias de rating deben cumplir una serie de exigencias, que pueden resumirse en cuatro requisitos, supervisados constantemente:<\/p>\n<ol>\n<li><strong>Objetividad<\/strong>: ESMA verifica que la metodolog\u00eda de calificaci\u00f3n empleada por INBONIS para sus rating es rigurosa, sistem\u00e1tica, continua y sujeta a una validaci\u00f3n basada en la experiencia hist\u00f3rica.<\/li>\n<li><strong>Independencia: <\/strong>Para conseguir y mantener su acreditaci\u00f3n, INBONIS tiene que demostrar que su labor de calificaci\u00f3n no est\u00e1 sujeta a influencias pol\u00edticas y presiones econ\u00f3micas. Entre otros aspectos, ESMA comprueba los siguientes factores: propiedad y estructura organizativa, recursos financieros, experiencia del personal y gobierno corporativo.<\/li>\n<li><strong>Revisi\u00f3n continua: <\/strong>El regulador europeo verifica que las calificaciones crediticias de INBONIS se revisan de forma permanente, adapt\u00e1ndose a las modificaciones que se produzca en el tiempo y a los cambios en las condiciones de mercado. Como m\u00ednimo, las agencias deben revisar sus calificaciones una vez al a\u00f1o.<\/li>\n<li><strong>Transparencia e informaci\u00f3n al mercado: <\/strong>Los principios de la metodolog\u00eda empleada para la emisi\u00f3n de las calificaciones de cr\u00e9dito est\u00e1n a disposici\u00f3n del p\u00fablico, de forma que todos los usuarios potenciales pueden juzgar si esta metodolog\u00eda es consistente.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Tras la crisis econ\u00f3mica de 2008, en las que las grandes agencias de calificaci\u00f3n jugaron un papel m\u00e1s que cuestionable, la Uni\u00f3n Europa estableci\u00f3 una rigurosa legislaci\u00f3n, la m\u00e1s dura del mundo, para asegurar la independencia y objetividad de sus calificaciones. De acuerdo con la normativa europea, para poder operar en el territorio com\u00fan y [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3321","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa - INBONIS RATING | The Credit Rating Agency for SME<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa\" \/>\n<meta property=\"og:description\" content=\"Tras la crisis econ\u00f3mica de 2008, en las que las grandes agencias de calificaci\u00f3n jugaron un papel m\u00e1s que cuestionable, la Uni\u00f3n Europa estableci\u00f3 una rigurosa legislaci\u00f3n, la m\u00e1s dura del mundo, para asegurar la independencia y objetividad de sus calificaciones. De acuerdo con la normativa europea, para poder operar en el territorio com\u00fan y [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\" \/>\n<meta property=\"og:site_name\" content=\"INBONIS RATING | The Credit Rating Agency for SME\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-17T09:25:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-06T20:26:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"INBONIS Rating\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@inbonis_rating\" \/>\n<meta name=\"twitter:site\" content=\"@inbonis_rating\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"INBONIS Rating\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\"},\"author\":{\"name\":\"INBONIS Rating\",\"@id\":\"https:\/\/inbonis.com\/fr\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb\"},\"headline\":\"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa\",\"datePublished\":\"2021-05-17T09:25:08+00:00\",\"dateModified\":\"2025-01-06T20:26:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\"},\"wordCount\":294,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/inbonis.com\/fr\/#organization\"},\"articleSection\":[\"Sin categorizar\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\",\"url\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\",\"name\":\"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa - INBONIS RATING | The Credit Rating Agency for SME\",\"isPartOf\":{\"@id\":\"https:\/\/inbonis.com\/fr\/#website\"},\"datePublished\":\"2021-05-17T09:25:08+00:00\",\"dateModified\":\"2025-01-06T20:26:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/inbonis.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/inbonis.com\/fr\/#website\",\"url\":\"https:\/\/inbonis.com\/fr\/\",\"name\":\"INBONIS RATING | The Credit Rating Agency for SME\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/inbonis.com\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/inbonis.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/inbonis.com\/fr\/#organization\",\"name\":\"INBONIS RATING | The Credit Rating Agency for SME\",\"url\":\"https:\/\/inbonis.com\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/inbonis.com\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\",\"contentUrl\":\"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png\",\"width\":1080,\"height\":1080,\"caption\":\"INBONIS RATING | The Credit Rating Agency for SME\"},\"image\":{\"@id\":\"https:\/\/inbonis.com\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/inbonis_rating\",\"https:\/\/www.linkedin.com\/company\/inbonis\",\"https:\/\/www.youtube.com\/@InbonisRating\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/inbonis.com\/fr\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb\",\"name\":\"INBONIS Rating\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/inbonis.com\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g\",\"caption\":\"INBONIS Rating\"},\"description\":\"INBONIS Rating is the first credit rating agency specialising in SMEs and mid-caps registered and supervised by the European Securities and Markets Authority (ESMA). In Europe, only rating agencies accredited by ESMA can issue ratings. This accreditation allows the agency to issue rating notes on SMEs and mid-caps in any sector within the European Union.\",\"sameAs\":[\"http:\/\/www.inbonis.com\/es\"],\"url\":\"https:\/\/inbonis.com\/fr\/author\/es-inbonis\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa - INBONIS RATING | The Credit Rating Agency for SME","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/","og_locale":"fr_FR","og_type":"article","og_title":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa","og_description":"Tras la crisis econ\u00f3mica de 2008, en las que las grandes agencias de calificaci\u00f3n jugaron un papel m\u00e1s que cuestionable, la Uni\u00f3n Europa estableci\u00f3 una rigurosa legislaci\u00f3n, la m\u00e1s dura del mundo, para asegurar la independencia y objetividad de sus calificaciones. De acuerdo con la normativa europea, para poder operar en el territorio com\u00fan y [&hellip;]","og_url":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/","og_site_name":"INBONIS RATING | The Credit Rating Agency for SME","article_published_time":"2021-05-17T09:25:08+00:00","article_modified_time":"2025-01-06T20:26:32+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","type":"image\/png"}],"author":"INBONIS Rating","twitter_card":"summary_large_image","twitter_creator":"@inbonis_rating","twitter_site":"@inbonis_rating","twitter_misc":{"Written by":"INBONIS Rating","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#article","isPartOf":{"@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/"},"author":{"name":"INBONIS Rating","@id":"https:\/\/inbonis.com\/fr\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb"},"headline":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa","datePublished":"2021-05-17T09:25:08+00:00","dateModified":"2025-01-06T20:26:32+00:00","mainEntityOfPage":{"@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/"},"wordCount":294,"commentCount":0,"publisher":{"@id":"https:\/\/inbonis.com\/fr\/#organization"},"articleSection":["Sin categorizar"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/","url":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/","name":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa - INBONIS RATING | The Credit Rating Agency for SME","isPartOf":{"@id":"https:\/\/inbonis.com\/fr\/#website"},"datePublished":"2021-05-17T09:25:08+00:00","dateModified":"2025-01-06T20:26:32+00:00","breadcrumb":{"@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/inbonis.com\/fr\/2021\/05\/17\/los-cuatro-requisitos-que-garantizan-la-independencia-de-las-calificaciones-en-europa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/inbonis.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Los cuatro requisitos que garantizan la independencia de las calificaciones en Europa"}]},{"@type":"WebSite","@id":"https:\/\/inbonis.com\/fr\/#website","url":"https:\/\/inbonis.com\/fr\/","name":"INBONIS RATING | The Credit Rating Agency for SME","description":"","publisher":{"@id":"https:\/\/inbonis.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/inbonis.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/inbonis.com\/fr\/#organization","name":"INBONIS RATING | The Credit Rating Agency for SME","url":"https:\/\/inbonis.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/inbonis.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","contentUrl":"https:\/\/inbonis.com\/wp-content\/uploads\/2025\/01\/INBONIS-RATING_LOGO_Square_AZUL.png","width":1080,"height":1080,"caption":"INBONIS RATING | The Credit Rating Agency for SME"},"image":{"@id":"https:\/\/inbonis.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/inbonis_rating","https:\/\/www.linkedin.com\/company\/inbonis","https:\/\/www.youtube.com\/@InbonisRating"]},{"@type":"Person","@id":"https:\/\/inbonis.com\/fr\/#\/schema\/person\/e666ac4c11c74582428e481a853794fb","name":"INBONIS Rating","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/inbonis.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c79637198f6cd0e0b966cf0c2dc865a53af7ad20239bbfe55959ac67bcb03224?s=96&d=mm&r=g","caption":"INBONIS Rating"},"description":"INBONIS Rating is the first credit rating agency specialising in SMEs and mid-caps registered and supervised by the European Securities and Markets Authority (ESMA). In Europe, only rating agencies accredited by ESMA can issue ratings. This accreditation allows the agency to issue rating notes on SMEs and mid-caps in any sector within the European Union.","sameAs":["http:\/\/www.inbonis.com\/es"],"url":"https:\/\/inbonis.com\/fr\/author\/es-inbonis\/"}]}},"_links":{"self":[{"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/posts\/3321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/comments?post=3321"}],"version-history":[{"count":1,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/posts\/3321\/revisions"}],"predecessor-version":[{"id":3486,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/posts\/3321\/revisions\/3486"}],"wp:attachment":[{"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/media?parent=3321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/categories?post=3321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inbonis.com\/fr\/wp-json\/wp\/v2\/tags?post=3321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}