{"id":3375,"date":"2022-12-01T09:25:14","date_gmt":"2022-12-01T09:25:14","guid":{"rendered":"http:\/\/inbonis.com\/2024\/04\/18\/fonds-europeens-next-generation-les-pme-existent\/"},"modified":"2025-01-06T18:51:29","modified_gmt":"2025-01-06T18:51:29","slug":"fonds-europeens-next-generation-les-pme-existent","status":"publish","type":"post","link":"https:\/\/inbonis.com\/fr\/2022\/12\/01\/fonds-europeens-next-generation-les-pme-existent\/","title":{"rendered":"Fonds europ\u00e9ens, Next Generation: les PME existent"},"content":{"rendered":"

\"INBONIS,<\/p>\n

Pour faire face \u00e0 la crise sanitaire et \u00e9conomique due \u00e0 la Covid-19, l’Union europ\u00e9enne s’est dot\u00e9e d’un\u00a0plan de relance<\/strong>\u00a0sans pr\u00e9c\u00e9dent de\u00a0800 milliards d’euros <\/strong>appel\u00e9 Next generation<\/strong> EU.<\/p>\n

Gr\u00e2ce aux fonds europ\u00e9ens \u00ab Next Generation<\/a> \u00bb et \u00e0 la suite du travail accompli pour identifier les domaines d’investissement prioritaires et les programmes \u00e0 financer, les administrations sont confront\u00e9es au grand d\u00e9fi de distribuer les fonds mobilis\u00e9s aux entreprises.<\/p>\n

Cependant, si nous consid\u00e9rons l’ampleur du programme et la lenteur historique du d\u00e9ploiement des fonds europ\u00e9ens, pouvons-nous concr\u00e9tiser le nouveau mana europ\u00e9en? Et le plus important:<\/p>\n

L’ARGENT VA-T-IL ARRIVER AUX PME ?<\/h2>\n

L\u2019argent arrivera-t-il aux PME ? Ceux qui ont cette grande responsabilit\u00e9 entre les mains sont les \u00ab Entit\u00e9s de D\u00e9cision \u00bb : les d\u00e9partements minist\u00e9riels vis\u00e9s dans le Plan de relance, de Transformation et de R\u00e9silience, dont \u00ab l’Autorit\u00e9 Responsable \u00bb est le Minist\u00e8re des Finances et de la Fonction Publique. D’autre part, les “Entit\u00e9s de d\u00e9cision” (organismes publics qui ex\u00e9cutent les projets, tels que les communaut\u00e9s autonomes, les entit\u00e9s locales, les d\u00e9partements minist\u00e9riels ou les entreprises publiques ou parapubliques qui ont une exp\u00e9rience dans le financement de l’\u00e9conomie par exemple les chambres de commerce). Si elles cessent d’\u00e9couter les difficult\u00e9s des PME, ces entit\u00e9s peuvent adapter leurs processus pour les am\u00e9liorer et favoriser ainsi la reprise \u00e9conomique attendue.<\/p>\n

LES PME ONT UNE OPINION<\/h2>\n

Selon Cepyme<\/a>, 66% des PME ne s’attendent pas \u00e0 avoir des fonds europ\u00e9ens pour entreprendre des investissements. 29% pensent que le Fonds de relance est un obstacle, car ils seront moins comp\u00e9titifs s’ils n’y acc\u00e8dent pas. Ce sentiment de frustration est d\u00fb, d’une part, aux interminables proc\u00e9dures administr\u00e9es, \u00e0 la complexit\u00e9 des processus d\u00e9cisionnels dans les Administrations et \u00e0 l’opacit\u00e9 des mod\u00e8les qui facilitent les financements, dans lesquels, \u00e0 quelques exceptions pr\u00e8s, les crit\u00e8res d’\u00e9valuation ne sont pas rendus publics. Ainsi, 72% des PME consid\u00e8rent que la charge bureaucratique est un obstacle. 44 % ne comprennent pas les conditions d’\u00e9ligibilit\u00e9 ou pensent qu\u2019ils ne les remplissent pas. D’autre part, le d\u00e9lai moyen de pr\u00e9sentation des offres est de 24 jours, ce qui laisse de c\u00f4t\u00e9 de nombreuses PME qui n’ont pas acc\u00e8s \u00e0 l’information \u00e0 temps. Cela cause non seulement un pr\u00e9judice aux entreprises, mais r\u00e9duit \u00e9galement les pourcentages d’ex\u00e9cution, car trop peu de projets sont soumis.<\/p>\n

SOLUTIONS POUR LA MISE EN \u0152UVRE DU PLAN NEXT GENERATION<\/h2>\n

Nous proposons trois mesures faciles \u00e0 mettre en \u0153uvre pour att\u00e9nuer le sentiment d’opacit\u00e9, de lenteur et accro\u00eetre l’acc\u00e8s des PME aux fonds \u00ab Next Generation \u00bb : que les r\u00e8gles d’\u00e9ligibilit\u00e9 soient claires, notamment les crit\u00e8res financiers. Il est n\u00e9cessaire que les soi-disant “entit\u00e9s d’ex\u00e9cution”, qui ont leur propre mod\u00e8le d’\u00e9valuation, publient leur m\u00e9thode d’\u00e9valuation et fournissent les raisons \u00e9crites des conclusions \u00e0 chaque candidat. De plus, comme SEPIDES, COFIDES, l’Institut valencien des finances et d’autres entit\u00e9s r\u00e9gionales et nationales le font d\u00e9j\u00e0, ils doivent admettre la cote de cr\u00e9dit \u00e9mise par une agence de notation comme crit\u00e8re d’\u00e9valuation de la “viabilit\u00e9 \u00e9conomique” des entreprises candidates.<\/p>\n

Que les processus d’\u00e9valuation au sein des “Entit\u00e9s d’ex\u00e9cution” soient acc\u00e9l\u00e9r\u00e9s. Gr\u00e2ce \u00e0 une plus grande protection des fonctionnaires qui prennent ces d\u00e9cisions, \u00e0 la fois en augmentant les effectifs et en utilisant les normes du march\u00e9 pour les \u00e9valuations, telles que les notations de cr\u00e9dit. De leur c\u00f4t\u00e9, les PME devraient \u00eatre plus proactives et s’informer aupr\u00e8s de cabinets de conseil sp\u00e9cialis\u00e9s dans les financements publics.<\/p>\n

LA NOTATION CR\u00c9DIT<\/h2>\n

La notation de cr\u00e9dit<\/a> acc\u00e9l\u00e8re consid\u00e9rablement la prise de d\u00e9cision et apporte l’objectivit\u00e9 et la transparence n\u00e9cessaires \u00e0 l’ensemble du processus de prise de d\u00e9cision des entit\u00e9s d’ex\u00e9cution. Pour \u00e9mettre une notation sur une entreprise, une analyse quantitative et qualitative de la r\u00e9alit\u00e9 de l’entreprise est r\u00e9alis\u00e9e. Ses conclusions sont d\u00e9crites dans un rapport et r\u00e9sum\u00e9es dans une lettre (AAA, AA, A, BBB, BB,.) qui refl\u00e8te sa probabilit\u00e9 de d\u00e9faut. Le fait que cette notation soit \u00e9mise par une agence soumise \u00e0 une r\u00e9glementation et \u00e0 une surveillance cette stricte de la part de l’Autorit\u00e9 europ\u00e9enne des march\u00e9s financiers (ESMA), garantissent la qualit\u00e9 et l’ind\u00e9pendance de cette notation. De plus, la r\u00e9it\u00e9ration de la notation dans le temps permet de suivre et de mesurer l’impact que les fonds ont sur les entreprises et leurs secteurs productifs. Compte tenu de ces avantages, il existe d\u00e9j\u00e0 en 2022 des programmes pour 2 385 millions d’euros de financement public dans lesquels une qualification a \u00e9t\u00e9 incluse comme crit\u00e8re d’aide \u00e0 la d\u00e9cision en Espagne. En France, il est de 12 700 millions d’euros.<\/p>\n

Il y a place \u00e0 l’am\u00e9lioration, mais pas de temps.”Vous pouvez \u00eatre en retard, mais le temps ne le fera pas”, a d\u00e9clar\u00e9 Benjamin Franklin. Si nous voulons acc\u00e9l\u00e9rer la reprise \u00e9conomique, il est temps d’adopter des formules de gestion intelligente qui permettent au plus grand nombre d’entreprises d’investir dans les plus brefs d\u00e9lais avec les garanties appropri\u00e9es. J’invite les \u00ab Entit\u00e9s d’ex\u00e9cution \u00bb et les \u00ab Entit\u00e9s de d\u00e9cision \u00bb \u00e0 int\u00e9grer les bonnes pratiques existant dans leurs arr\u00eat\u00e9s et appels de base et \u00e0 innover avec d’autres, d\u00e9multipliant ainsi l’effet d’une gestion publique adapt\u00e9e aux besoins du moment.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Pour faire face \u00e0 la crise sanitaire et \u00e9conomique due \u00e0 la Covid-19, l’Union europ\u00e9enne s’est dot\u00e9e d’un\u00a0plan de relance\u00a0sans pr\u00e9c\u00e9dent de\u00a0800 milliards d’euros appel\u00e9 Next generation EU. Gr\u00e2ce aux fonds europ\u00e9ens \u00ab Next Generation \u00bb et \u00e0 la suite du travail accompli pour identifier les domaines d’investissement prioritaires et les programmes \u00e0 financer, les […]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3375","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"acf":[],"yoast_head":"\nFonds europ\u00e9ens, Next Generation: les PME existent - INBONIS RATING | The Credit Rating Agency for SME<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inbonis.com\/fr\/2022\/12\/01\/fonds-europeens-next-generation-les-pme-existent\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fonds europ\u00e9ens, Next Generation: les PME existent\" \/>\n<meta property=\"og:description\" content=\"Pour faire face \u00e0 la crise sanitaire et \u00e9conomique due \u00e0 la Covid-19, l’Union europ\u00e9enne s’est dot\u00e9e d’un\u00a0plan de relance\u00a0sans pr\u00e9c\u00e9dent de\u00a0800 milliards d’euros appel\u00e9 Next generation EU. 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