INBONISRATING issues robust and independent credit ratings of SMEs with annual revenues between 5 and 50 million euros and a financial debt of 0.5 to 10 million euros.
SME rating coverage is provided in all sectors with the exception of that of financial institutions and insurance companies.
In Europe, only ESMA-registered Credit Rating Agencies can issue credit ratings. INBONIS RATING can operate in any country of the European Union. It is currently providing SME coverage in France and Spain.


An SME credit rating provides an objective and independent assessment of the credit risk for a 12-month period of the given SME or a portfolio of SMEs.


Any organisation interested in having an objective and independent assessment of the credit risk on a 12-month view of an SME or a portfolio of SMEs can apply for an INBONIS rating. SMEs can also ask for a rating note in order to know and prove their solvency.