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First credit rating agency specialised in SMEs in Europe

'We Democratize Credit Rating'

INBONISRATING is the first Credit Rating Agency specialized in rating SMEs registered by the European Securities and Markets Authority (ESMA)INBONIS link Press releasewww.esma.europa.eu

INBONISRATING issues robust and independent credit ratings of SMEs with annual revenues between 5 and 50 million euros and a financial debt of 0.5 to 10 million euros.

SME rating coverage is provided in all sectors with the exception of that of financial institutions and insurance companies.

INBONIS In Europe, only ESMA-registered Credit Rating Agencies can issue credit ratings. INBONIS RATING can operate in any country of the European Union. It is currently providing SME coverage in France and Spain.

In Europe, only ESMA-registered Credit Rating Agencies can issue credit ratings. INBONIS RATING can operate in any country of the European Union. It is currently providing SME coverage in France and Spain.

INBONISRATING is democratising credit rating by offering SME ratings with industry standard guarantees of objectivity at a competitive price.
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Proven SME-specific rating methodology
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Independence and objectivity in accordance with European Regulation
INBONIS An SME credit rating provides an objective and independent assessment of the credit risk for a 12-month period of the given SME or a portfolio of SMEs.

An SME credit rating provides an objective and independent assessment of the credit risk for a 12-month period of the given SME or a portfolio of SMEs.

INBONISRATING provides SME rating on a solicited or an unsolicited basis. Ratings are distributed in two ways:
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By Subscription Financiers or other interested groups pay a subscription for accessing issued SME ratings
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On demand The SME or other interested groups request the issuance of a rating
INBONIS Any organisation interested in having an objective and independent assessment of the credit risk on a 12-month view of an SME or a portfolio of SMEs can apply for an INBONIS rating. SMEs can also ask for a rating note in order to know and prove their solvency.

Any organisation interested in having an objective and independent assessment of the credit risk on a 12-month view of an SME or a portfolio of SMEs can apply for an INBONIS rating. SMEs can also ask for a rating note in order to know and prove their solvency.

CREDIT RATINGS THAT CONTRIBUTE TO WEALTH CREATION

INBONISRATING mission is to support the positive social and economic impact of SMEs by building trust between SMEs and financiers. Credit ratings are a powerful tool in that mission bringing efficiency and transparency to the financial market and facilitating the flow of appropriate financing at the right price so that SMEs can grow and generate wealth.

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