Improving SME lending by banks
Providing solutions to banks for SME lending
INBONIS delivers a digital lending experience between banks and SMEs with SME-specific tools that improve efficiency, accuracy and transparency while introducing diverse and differentiated data sources.
Empowering SMEs with information
Free Credit Reports for SMEs
The efficiency of REFOCAL® allows INBONIS to offer Spanish SMEs a free credit report based on the Bank of Spain’s “Informe Financiero PyME” (Banco de España circular 6/2016)
Trusting SMEs with capital
Working capital loans to Spanish SMEs
INBONIS provides short-terms loans to Spanish SMEs using REFOCAL® and INBONIS Rating.
INBONIS also provides other financial entities (including banks and alternative lenders) with SME analysis as a service.
Raising awareness of the challenges between SMEs and large institutions
Whitepaper: Innovation to improve SME financing
INBONIS engages in research and content creation to raise awareness of the challenges facing SMEs and to galvanise action and collaboration towards solutions.