The credit rating agency for SMEs
'WE DEMOCRATIZE CREDIT RATING'
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Access to public funding
Programs in Spain, France and the European Union
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Improving business management
Know your financial situation to make progress
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Traditional or alternative financing
Diversification of funding sources
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Proven methodology specific to SMEs
Independence and objectivity, in accordance with the European Regulation
SME credit rating issuance activity
MOST RECENT RATED SMEs
Company
Sector
Date of first rating
Date of last action
Status
Country
Rating
Report
S2 GRUPO DE INNOVACION EN PROCESOS ORGANIZATIVOS S.L.U.
Technology services
08/07/2022
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Active
Spain
What does the credit rating include?

- Qualitative assessment of business risks, financial risks, corporate governance and economic environment.
- List of rating drivers, both positive and negative, for the business model, growth, competitive positioning, solvency, profitability, indebtedness, liquidity, shareholding, corporate governance, and other elements of stability.
- Comparison between the company and its sector of activity.
- Credit rating of the SME on an alphabetical rating notch scale.
Testimonials
Latest news
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Valencia Plaza
Alberto S. Navalpotro: “We want to democratize credit rating”
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Radio.imo
What are the tools to access the relaunch obligations?
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Heading for the stock exchange
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Revista Fundación Haz
Inbonis: the activist rating agency
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The Objective
Business and ethics: the key role of companies in improving democracy
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Cinco Días - El País
Inbonis Rating aims to reach 3,000 SME credit ratings by 2025
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The importance of credit rating in the context of the rebound
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INBONIS celebrates three years democratising credit ratings
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La Razón
Valencia is the first autonomous region to use credit rating to ensure that public funding reaches viable companies
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Alberto Navalpotro: “INBONIS exists to facilitate the inclusion of SMEs in the financial sector”.
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