The credit rating agency for SMEs
'WE DEMOCRATIZE CREDIT RATING'
Access to public funding
Programs in Spain, France and the European UnionMore information
Improving business management
Know your financial situation to make progressMore information
Traditional or alternative financing
Diversification of funding sourcesMore information
SME credit rating issuance activity
MOST RECENT RATED SMEs
What does the credit rating include?
- Qualitative assessment of business risks, financial risks, corporate governance and economic environment.
- List of rating drivers, both positive and negative, for the business model, growth, competitive positioning, solvency, profitability, indebtedness, liquidity, shareholding, corporate governance, and other elements of stability.
- Comparison between the company and its sector of activity.
- Credit rating of the SME on an alphabetical rating notch scale.
"We have signed a partnership agreement with INBONIS Rating, to provide us with their independent credit ratings for any funding application on our platform. Our mission is to help funders make informed decisions. Ratings should thus be applied to about 100 projects in 2020."
CEO of Arkéa Lending Services (ALS)
"After a financing operation, for which our financial partner requested INBONIS Rating to rate us, we have decided to subscribe on our own initiative to a public rating in order to meet the recurring demands of our clients and partners. Convinced of the relevance of the credit rating, we have decided to undertake a three-years continuous process with INBONIS.”
President of e-Attestations
"The access for SMEs to a transparent credit rating system will facilitate the development of a solid market for inclusive and sustainable financing, that is tailored to the need of SMEs and serves to strengthen the economic framework of our country.”
José Luis Curbelo
President of Cofides
"INBONIS ratings facilitate SMEs’ access to multiple players in the credit market and provide an excellent opportunity for large companies to better understand their SME suppliers and improve their commercial risk management.”
Juan Mª Sainz
CEO of Informa D&B
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