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The credit rating agency for SMEs

'WE DEMOCRATIZE CREDIT RATING'


    INBONISRATING is the first credit rating agency specialised in SME registered by the European Securities and Markets Authority (ESMA). INBONISRATING can issue corporate ratings on any corporate issuer not considered a financial institution or insurance undertaking.
    Proven methodology specific to SMEs Independence and objectivity, in accordance with the European Regulation

    SME credit rating issuance activity

    MOST RECENT RATED SMEs

    Company
    Sector
    Date of first rating
    Date of last action
    Status
    Country
    Rating
    Report
    GRUPO NETWORK STEEL RESOURCES, S.A. Y SOCIEDADES DEPENDIENTES
    Manufacturing services
    02/08/2023
    24/07/2024
    Active
    Spain
    BB
    Subscription
    GRUPO SA DE OBRAS Y SERVICIOS COPASA
    Construction
    23/07/2024
    -
    Active
    Spain
    BBB
    Subscription
    CTLpack GROUP S.L.
    Manufacturing services
    17/07/2024
    -
    Active
    Spain
    BB
    Subscription
    H C CLOVER PRODUCTOS Y SERVICIOS SL
    Manufacturing services
    28/06/2024
    -
    Active
    Spain
    BB
    Subscription
    ARAPELLET S.L.
    Biofuels
    24/02/2022
    18/06/2024
    Active
    Spain
    BB
    Subscription
    CLERHP ESTRUCTURAS, S.A. Y SOCIEDADES DEPENDIENTES
    Industrial construction
    17/06/2022
    03/06/2024
    Active
    Spain
    B
    Subscription
    FARAMAX TRAFO S.L. Y SOCIEDADES DEPENDIENTES
    Manufacturing services
    28/10/2022
    30/04/2024
    Active
    Spain
    BB
    Subscription
    PANADERIA MILAGROS DIAZ SL
    Food
    24/04/2024
    25/04/2024
    Active
    Spain
    BB
    Subscription
    GLASS STOCK S.L.
    Manufacturing services
    17/04/2024
    -
    Active
    Spain
    B
    Subscription
    GRESPANIA S.A.
    Manufacturing services
    28/03/2023
    16/04/2024
    Active
    Spain
    BBB
    Subscription

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    -
    -
    -
    -
    -
    -
    Subscription

    What does the credit rating include?

    • Qualitative assessment of business risks, financial risks, corporate governance and economic environment.
    • List of rating drivers, both positive and negative, for the business model, growth, competitive positioning, solvency, profitability, indebtedness, liquidity, shareholding, corporate governance, and other elements of stability.
    • Comparison between the company and its sector of activity.
    • Credit rating of the SME on an alphabetical rating notch scale.
    Request a credit rating

    Testimonials

    Financial Institutions

    "We have signed a partnership agreement with INBONIS Rating, to provide us with their independent credit ratings for any funding application on our platform. Our mission is to help funders make informed decisions. Ratings should thus be applied to about 100 projects in 2020."

    Jean-Michel Royo

    CEO of Arkéa Lending Services (ALS)

    SMEs

    "After a financing operation, for which our financial partner requested INBONIS Rating to rate us, we have decided to subscribe on our own initiative to a public rating in order to meet the recurring demands of our clients and partners. Convinced of the relevance of the credit rating, we have decided to undertake a three-years continuous process with INBONIS.”

    Emmanuel Poidevin

    President of e-Attestations

    Public sector

    "The access for SMEs to a transparent credit rating system will facilitate the development of a solid market for inclusive and sustainable financing, that is tailored to the need of SMEs and serves to strengthen the economic framework of our country.”

    José Luis Curbelo

    President of Cofides

    Large companies

    "INBONIS ratings facilitate SMEs’ access to multiple players in the credit market and provide an excellent opportunity for large companies to better understand their SME suppliers and improve their commercial risk management.”

    Juan Mª Sainz

    CEO of Informa D&B

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