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The credit rating agency for SMEs

'WE DEMOCRATIZE CREDIT RATING'

INBONISRATING is the first credit rating agency specialised in SME registered by the European Securities and Markets Authority (ESMA). INBONISRATING can issue corporate ratings on any corporate issuer not considered a financial institution or insurance undertaking.

Proven methodology specific to SMEs Independence and objectivity, in accordance with the European Regulation

SME credit rating issuance activity

Statistics updated monthly

AVERAGE DATA OF RATED SMEs

MOST RECENT RATED SMEs

Company
Sector
Date of first rating
Date of revision
Status
Country
Type
Rating
NIBELIS
HR Software
01/07/2020
-
Active
France
Unsolicited
Subscription
FOEDERIS
HR Software
16/06/2020
-
Active
France
Unsolicited
Subscription
EURECIA
HR Software
09/06/2020
-
Active
France
Unsolicited
Subscription
GIGAS HOSTINGS SA
Cloud computing
05/06/2020
-
Active
Spain
Unsolicited
Subscription
SA LUCCA
HR Software
03/06/2020
-
Active
France
Unsolicited
Subscription
E-attestations.com
Software publishing
29/05/2020
-
Active
France
Solicited
Subscription

−

-
-
-
-
-
-
Subscription
COMPLETE LIST OF RATINGS

What does the credit rating include?

  • Qualitative assessment of business risks, financial risks, corporate governance and economic environment.
  • List of rating drivers, both positive and negative, for the business model, growth, competitive positioning, solvency, profitability, indebtedness, liquidity, shareholding, corporate governance, and other elements of stability.
  • Comparison between the company and its sector of activity.
  • Credit rating of the SME on an alphabetical rating notch scale.

Testimonials

Financial Institutions"We have signed a partnership agreement with INBONIS Rating, to provide us with their independent credit ratings for any funding application on our platform. Our mission is to help funders make informed decisions. Ratings should thus be applied to about 100 projects in 2020."Jean-Michel RoyoCEO of Arkéa Lending Services (ALS)
SMEs"After a financing operation, for which our financial partner requested INBONIS Rating to rate us, we have decided to subscribe on our own initiative to a public rating in order to meet the recurring demands of our clients and partners. Convinced of the relevance of the credit rating, we have decided to undertake a three-years continuous process with INBONIS.”Emmanuel PoidevinPresident of e-Attestations
Public sector"The access for SMEs to a transparent credit rating system will facilitate the development of a solid market for inclusive and sustainable financing, that is tailored to the needs of SMEs and serves to strengthen the economic framework of our country.”José Luis CurbeloPresident of Cofides
Large companies"INBONIS ratings facilitate SMEs’ access to multiple players in the credit market and provide an excellent opportunity for large companies to better understand their SME suppliers and improve their commercial risk management.”Juan Mª Sainz CEO of Informa D&B

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