CREDIT RISK SOLUTIONS

We help financiers and corporates improve their Micro and Small Enterprise business with efficient and accurate SME risk assessment solutions.

I am a Financial InstitutionI am an Alternative LenderI am a Corporate

Rating services and apps
  • Improved credit risk decisions Improved credit risk decisions
  • Reduced transaction costs Reduced transaction costs
  • Identification and retention of best clients and prospects Identification and retention of best clients and prospects

BRINGING TOGETHER TECHNOLOGY, DATA AND EXPERTISE IN CREDIT RISK

We have developed REFOCAL®, an automated and secure risk engine, to find, extract and analyze structured and unstructured data. REFOCAL® leverages complex statistical modeling and machine learning algorithms. All our solutions have REFOCAL® technology embedded to ensure adequate risk management whilst providing great digital user experience. The skills and experience of the Inbonis team ensure the quality of our models and apps.

TECHNOLOGYAPIOne-click scoringCustom solutionsPredictionRobustnessMachine learningMODELSFinancial dataUnstructured dataProprietary DBDATAREFOCAL®DIGITAL ONBOARDINGAGILE CREDIT ADMISSIONCOACH SMETRADE SMECREDIT ASSESSMENTPRODUCTSREFOCAL®TECHNOLOGYDIGITAL ONBOARDINGAGILE CREDIT ADMISSIONCOACH SMETRADE SMECREDIT ASSESSMENTFinancial dataUnstructured dataProprietary DBPredictionRobustnessMachine learningAPIOne-click scoringCustom solutionsMODELSDATAPRODUCTSrefocal-en

POSITIVE IMPACT FOR MICRO AND SMALL ENTERPRISES (MSMEs)

Micro and Small Enterprises create the majority of economic value, jobs and local community cohesion around the world.

We contribute to the integration, financial inclusion and growth of MSMEs by helping our clients, financial institutions and corporates, to work more effectively with MSMEs for mutual value creation. Inbonis has obtained B-Corp accreditation that recognises companies that are “using business as a force for good”.

Impact

Certified B Corporation

INTERNATIONAL PRESENCE

The MSME finance gap is a global challenge so REFOCAL® is designed for scale and portability.

We are already serving clients across Europe and in Latin America and can deploy quickly in your geography. Please be in touch.

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